Jail time sounds awfully harsh for a minor theft from a big corporation. Do corporate officers face any jail time when they steal millions or billions from the public? Of course not. Who wants to bet that some insurance company lobbyists paid the DA for this sentence?

Ask Martha Stewart.

The problem with dental insurance is that it includes a provision for orthodontics even though the insured would never use it. I received a check in the mail for $1,500 to my address but for someone I never heard of - name not in PA phone book. Since it was for orthodontics assume it is a young male. I returned the check to the insurance company saying that it was sent to the wrong address, wrong name. I later got a request for verification from the California Tax Assessor asking if I was the occupier of the house. This relates to the Homeowner's Exemption. Went to San Jose - Tax Assessor to provide information and request detail of why the notice was sent to me - they would not explain. My suspicions are that 1. someone is using my address for the purpose of being in the PA school system; or the insurance companies are leveraging the available coverage across many policies. It is a matter of coincidence that is unclear but there is definitely a strange set of occurrences going on concerning dental insurance.

I am currently wading through another stack of medical bills, and finding once again the bills and insurance statements don't match up and I'll be spending the next few days on the phone straightening it all out so I can pay my bills. Along the way, I will verify some of the bills are legit, but verifying all is a Herculean task. As I opened and sorted the bills tonight, I recognized fewer than half of them because they are so poorly described.

I'm expected to pay copays in order to help me understand the cost of medical care, but all it does is suck more days from my life that I will never get back.

If insurers and providers had to work together to provide patients a way to settle their bills under their contracts when they get the care, or even get an accurate quote before they get the care, THEN copays would serve their purpose. And the above crime couldn't happen.